Terms of Service
Last Updated: January 15, 2025
1. Acceptance of Terms
By accessing or using the Cash For Whatever website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. These terms constitute a legally binding agreement between you and Cash For Whatever.
2. Description of Services
Cash For Whatever operates as a loan marketplace connecting consumers with a network of lending partners. We are not a lender and do not make credit decisions. Our role is to facilitate the connection between borrowers and potential lenders who may offer personal loans ranging from $500 to $5,000.
3. Eligibility
To use our services, you must be at least 18 years old (19 in Alabama and Nebraska), a U.S. citizen or permanent resident, have a valid Social Security number, have a regular source of income, and have an active checking account. Additional eligibility requirements may apply based on state regulations and individual lender criteria.
4. User Responsibilities
You agree to provide accurate, current, and complete information in your loan application. You understand that providing false, misleading, or incomplete information may result in denial of services and could constitute fraud. You are responsible for maintaining the confidentiality of any account credentials and for all activities under your account.
5. Privacy and Data Use
Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy. Your personal information may be shared with lending partners and service providers to process your loan request.
6. No Guarantee of Loan Approval
Submitting an application through Cash For Whatever does not guarantee you will receive a loan offer or be approved for credit. Loan approval is at the sole discretion of our lending partners based on their underwriting criteria. We make no representations or warranties regarding the terms, rates, or availability of any loan products.
7. Limitation of Liability
Cash For Whatever is not responsible for the terms, conditions, or actions of our lending partners. Any loan agreement is between you and the lender, and we are not a party to that agreement. To the maximum extent permitted by law, Cash For Whatever shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
8. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Cash For Whatever or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
9. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after any changes constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
10. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions.
11. Contact Information
For questions about these Terms of Service, please contact us at:
Cash For Whatever
2847 Oakwood Boulevard, Suite 400
Phoenix, AZ 85004
Email: [email protected]
Phone: (555) 847-2936